27 Sep 131: How to Pay Off Debt, Save, and Spend (All at The Same Time) with Alli Williams
You know I love a good money conversation. Money holds a lot of energy which can be expansive or restrictive. And the space in between is the tricky part.
How do you expand when there are debts to be paid? How can you grow when you feel weighed down by your financial past?
Today, we’re talking with the CEO of FinanciALLI Focused about how you can pay off debt, save, and spend, all at the same time.
In this episode, you’ll learn:
- Where to start if money feels overwhelming or unattainable
- The common issues around money: guilt, fear & shame
- The 4 steps to take back control of your finances, pay off debt, and start saving (or spending) without guilt or shame
- How to prepare yourself for unexpected expenses
- Where to start paying off your debt
FinanciALLI Focused is a financial literacy company helping people to create a flexible financial plan they can actually stick to (no deprivation here). Alli paid off over six figures of debt while still saving, investing, and buying season football tickets. Alli has helped hundreds of people pay off debt, build savings, spend on what they value, invest, and feel confident about their finances.
RESOURCES FROM THIS EPISODE
Read Alli’s blog post about Sinking Funds at https://www.financiallifocused.com/sinking-funds/
Take Alli’s Free Foundations Course at https://www.financiallifocused.com/foundations/
Grab Laura’s favorite tools and services at lauraaura.com/resources
NOTEWORTHY QUOTES FROM THIS EPISODE
“Money gets to be easy. It doesn’t have to be this overly complicated thing. You just need to figure out a plan that works for you and your goals and what you value.”
“If you’re sick of being stuck and you want change, you have to take that first step, and it might be scary, but I promise you, it is so worth it.”
“If you budget for things […] there are no surprises. One thing that always comes up is “unexpected expenses.” And I truly believe most things in life are not unexpected; you’re just not prepared for them.”
“I don’t want to owe anyone more than I have to.”
“You have to really look at your specific situation, your specific numbers, and then create a plan that works for you.”
“It is very possible to be able to spend money and feel good about it.”
CONNECT WITH ALLI WILLIAMS
Facebook: @financiallifocused
Instagram: @financiallifocused
Website: financiallifocused.com
CONNECT WITH LAURAAURA
TikTok: @thatlauraaura
Instagram: @thatlauraaura
Website: LauraAura.com
THANK YOU, GUTSY TRIBE!
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https://podcasts.apple.com/ar/podcast/the-gutsy-podcast/id1445481970